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How to apply?
You can visit our branch or through online application.
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What is the requirement of applying personal loan?
Applicant must be aged 18 or above and a Hong Kong Resident with Hong Kong ID card.
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What information and documents are required to apply for the personal loan?
HKID card, proof of income* and valid residency information*
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Can I apply for the loan if I had bankruptcy record or individual voluntary arrangements (IVA)?
Yes, customers only need to provide their certificate of discharge of bankruptcy or certificate of discharge of IVA.
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How long does the loan procedure take?
You can get the preliminary approval result within 15 miniutes.
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How much can I borrow?
We consider the type of residence, occupation and financial status of customers, and approve the credit calculated by our computer evaluation system.
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Do we charge any handling fee?
No extra fee will be charged for the application of the loan. However, a reasonable fee mya be charged for processing of any data access request, in "Notice to Cutomers(PDPO)"
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How long does the transfer take after approval?
You may receive the loan instantly through bank transfer after all loan agreements are signed.
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What is the cut off date and bank clearing day on the repayment schedule?
We will set the cut off date according to the situation of our customers.
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What methods can be used for repayment?
We accept FPS, bank transfer and autopay for the loan repayment.
